Why Us

You deserve a banking experience that's as bright as you!

So, if your bank is charging you fees to do your everyday banking, not helping you earn enough on your savings, or charging you high interest rates on a loan, it’s time to check us out.

As a credit union we offer all the services of any big bank, but our rates are better and our fees are lower. Simply put, we make your hard-earned money work harder for you.

We understand that finances are about more than money.

It's about your life – your daily needs and your long-term aspirations. We get that.
We're here to make living your life better and easier.

Here's how we do it:



We're here for you, because of you.

When you become a member of Jovia, you join our credit union family. Your membership gets you access to valuable benefits like lower rates on loans, and higher earnings on deposits. Whether you’re just starting out on your financial journey, or you’ve been around the block a few times, Jovia has a variety of products and services to help lead the live you want to live.

And, because we know that finances are about more than money, we’ve created a wealth of financial resources to empower you to make healthy financial decisions.

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We're committed to easier, faster banking.

You work hard. You're busy. That’s why Jovia is committed to convenient banking so you can get on with life without complication or delay. From applying for a mortgage in 15 minutes, opening a free checking account in an even shorter amount of time, or managing your finances on your mobile phone, we make it easy to access the money you need to lead the life you want.

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We embrace change.

We're always looking for ways to improve our services for you. That's why we harness the power of technology and innovation to make your banking experience seamless and convenient. Whether it's automating your payments with Bill Pay or providing you with a dashboard to view all your finances in one place with MX Money Management.

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Don't just take it from us - see what our members have to say.
You're more than just an account number

We feel so honored that our members and peers have recognized our commitment and dedication to providing a banking experience that's beyond what you get from the big banks. Whether it's offering better rates and lower fees, helping you navigate the mortgage process, or getting you the loan you need for a dream purchase.

Named Best Credit Union

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Credit Union Times Luminaries Award Finalist

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Recognized with Diversity in Business Award

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Better rates and lower fees let you keep more of your money and watch it grow.

Banking with Jovia is easy, convenient, and smart.

Become a member

Membership eligibility requirements apply.