Spend & Save
Save more, earn more
At Jovia, we know it’s hard to save money, so when you manage to sock away a few dollars, you shouldn’t have to pay someone else for the privilege. After all, it’s your money, not your banks. Why give it away? Make your money work for you.
Traditional Accounts
Checking Accounts
With a checking account at Jovia, get free checking with no minimum balance requirements, no monthly fees, and no minimum balance to open.
Savings Accounts
Grow what’s yours. Open a basic Jovia Savings Account to get competitive interest rates that compound daily, with no fees.
Certificates
Tired of riding the market? Get off the rollercoaster and grow your money safely.
Money Market
Get rewarded for growing your savings balance! Our Money Market account rates increase as your balance does.
Youth Accounts
Get them started early. Learning to save and manage money when you’re still a kid helps to ensure future financial success.
Individual Retirement Accounts
Individual Retirement Accounts (IRAs) are a common investment vehicle that offers you the chance to put money aside for later, while also giving significant tax breaks.
Health Savings Account
Stretch your healthcare dollars further by setting aside pre-tax dollars to pay for qualified medical expenses and health care costs.
Online Exclusive Accounts
Better rates and lower fees let you keep more of your money and watch it grow.
Banking with Jovia is easy, convenient, and smart.