Shift gears to a lower rate
When it’s time to jump in the car and hit the open road, turn to Jovia for some help with your route. Whether it’s a brand new convertible that’s just for you or a practical sedan for the whole family, come to Jovia for an auto loan when you’ve found the perfect set of wheels. Or, if you’re just starting to browse, let us help you research, and find your perfect ride.
Jovia can make your dream car a reality at the best rate with ease and convenience.
Keep monthly payments low
Enjoy a competitively low rate and focus on paying off your auto loan. With gas prices being as unpredictable as they are, you can always rely on low monthly payments from Jovia!
Get approved quickly
Get the green light for your next auto loan before heading to the dealership with our online application.
Find a term that fits
Pay for your car on your schedule with a variety of auto loan terms, up to 8 years on new vehicles, or 7 years on used vehicles.1 At Jovia Financial, it’s all up to you!
Shop with confidence
Access our trusted dealer network, which will help you find, test, and purchase your next car with confidence and the financing you need to hit the open road.
2019-2021 Rates & Terms
Looking for a used vehicle? No problem! Our rates and terms for cars sold between 2011-2018 can be found here.1
Find out what your monthly payment will be before you apply!4
Cars... buy 'em or lease 'em
Yes, you can! We can save you a bundle of money when you refinance your vehicle loan with us! You can apply online, over the phone, or at any branch. Make sure to have your VIN #, vehicle year, make, and model handy when you apply so we can provide the rate you qualify for.
Once you are approved, you will have to provide a payoff letter from the current finance company, an insurance binder listing us as lien holder, and a copy of the vehicle title. These items are required to disburse the loan.
Do you have your lease with us? We can help with questions regarding payment history and the number of remaining payments.
Questions regarding Lease Buyout or Lease Payoff letters should go directly to:
Fusion Auto Finance
1320 Tennis Dr
Bedford, TX 76022
You can also email Fusion Auto Finance at [email protected]
A Letter of Guarantee request, with claim information on insurance company documentation, can be submitted via email to [email protected] or faxed to (516) 714-2831. The request must include the following information:
- The vehicle's VIN (vehicle identification number)
- Insurance company’s claim number
- Payout amount for the vehicle
Once the request is received, we will forward the Letter of Guarantee within 2 business days. It’s important that you continue to make your scheduled payments until we receive payment from your insurance company. This will ensure that your credit is not adversely affected.