Jovia Visa® Advantage Credit Card

Take advantage of our low rates!

Looking for a card to use for everyday purchases with low rates and no annual or balance transfer fees? Well, look no further. With an introductory rate as low as 1.99% APR1 on purchases and balance transfers, our Visa® Advantage Credit Card is a great option to lower monthly payments and consolidate debt.

And, Jovia makes it easy to manage and set your card preferences in our card management system, so you are in control of your spending.

family outside new home

Choose what's right for you

This is a carousel with rotating slides. Use Next and Previous buttons to navigate, or use the slide dots to rotate and go to the next/previous slides.

Account Recommendations

Not sure where to start?

Tell us about your financial situation and we'll make suggestions to help you reach your goals and lead in life.

The following is a question and answer module. Select one of the answers for the question to proceed to the next question.

How does this statement describe you?

I'm just getting started managing my own personal finances

1APR = Annual Percentage Rate. The stated promotional rate of 1.99% APR is valid for 12 months for purchases and balance transfers from the date of account opening. Use of your card for purchases and balance transfers constitutes your agreement to the stated terms, as well as your account terms as a Visa® cardholder. Balance transfers must post to your card by the end of the promotional period. After the promotional period, the cardholder's APR will default to the cards non-promotional APR ranging from 12.99% - 17.99%. Offers do not apply to Business Cards. Existing Jovia Financial Credit Union balance transfers are subject to the standard account rate. Not all applicants may be approved. Refer to Visa Advantage Terms and Conditions for account details. Transactions fees for Visa® Advantage include 3% of the transaction amount for cash advances.

New Cardholders only. Existing Jovia Cardholders are not eligible. Rates and terms are subject to change without notice.

Become a Member