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Benefits beyond your everyday banking needs
When you join Jovia, you own more than just a savings or checking account - you own a part of Jovia. As a member-owned, non-profit financial institution, when you succeed, so do we! That’s why we invest in our members and provide benefits like lower rates on loans and higher earnings on deposit accounts.
Whether you’re near or far, Jovia is here for you. Can’t make it to a branch? Don’t worry! Via, our Virtual Interactive Assistant at our Virtual Branch can help you no matter where you are or what time it is. Plus, we have a network of over 55,000 ATMs worldwide*. So, come experience all that banking on the bright side has to offer.

Choose what's right for you
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Save & Spend
Tired of paying fees for using your bank? Us, too. That’s why we reward you for growing your balance and using your account.
Start Saving
Credit Cards
Whether you're building credit or looking to earn cash back with every swipe, we give you the flexibility you need to help you spend smarter.
Compare Cards
Borrow
Have dreams of owning a home or buying a new car, but lack the funds? Our low-rate loans can help you reach your goals.
Find Financing
Invest & Plan
Start planning for the future you want with the help of our team of experts who will help you reach your long and short-term financial goals.
Start Planning
Learn & Grow
From buying a home to saving for retirement, there’s a lot to learn. You can learn everything you need to know with our curated advice.
Get Advice
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* Allpoint® ATMs are fee-free for cash deposits and withdrawals only. Other fees may apply. For more information, please refer to our fee schedule.