Jovia Visa Advantage Card

Show off your card, and its great low rate!

Whether you’re looking for your first credit card, want to build credit, or just need a card with a low introductory rate, Jovia’s got the card for you!

With Jovia’s Visa® Advantage Credit Card, you’ll enjoy an introductory rate as low as 1.85% APR1 on purchase and balance transfers for the first 12 months. Then, enjoy a competitively low rate when that introductory period ends. Woohoo!

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1APR = Annual Percentage Rate. The stated promotional rate of 1.85% APR is valid for 12 months for purchases and balance transfers from the date of account opening. Use of your card for purchases and balance transfers constitutes your agreement to the stated terms, as well as your account terms as a Visa® cardholder. Balance transfers must post to your card by the end of the promotional period. After the promotional period, the cardholder's APR will default to the cards non-promotional APR ranging from 13.24% - 17.99%. Offers do not apply to Business Cards. Existing Jovia Financial Credit Union balance transfers are subject to the standard account rate. Not all applicants may be approved. Refer to Visa Advantage Terms and Conditions for account details. Transactions fees for Visa® Advantage include 3% of the transaction amount for cash advances.