Jovia’s 85th Anniversary IRA Promotion
The gift that keeps on giving.
We’re celebrating our 85th anniversary with an exclusive 25-Month IRA Certificate at 4.85% APY*.
Whether you're saving for retirement or your kid’s educational needs, save with an exclusive rate and without custodial, maintenance, or transfer fees on our IRA accounts. It’s our gift to you!
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Save & Spend
Tired of paying fees for using your bank? Us, too. That’s why we reward you for growing your balance and using your account.
Whether you're building credit or looking to earn cash back with every swipe, we give you the flexibility you need to help you spend smarter.
Have dreams of owning a home or buying a new car, but lack the funds? Our low-rate loans can help you reach your goals.
Invest & Plan
Start planning for the future you want with the help of our team of experts who will help you reach your long and short-term financial goals.
Learn & Grow
From buying a home to saving for retirement, there’s a lot to learn. You can learn everything you need to know with our curated advice.
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* APY = Annual Percentage Yield. Promotional rate in effect from January 3, 2023, for a limited time only. Assumes funds remain on deposit until maturity. Subject to change without notice. Minimum balance requirements apply. No Credit Union penalties on withdrawals on IRA for normal IRA distributions. Consult a tax advisor regarding tax penalties for IRA withdrawals before age 59 ½. Penalties and fees may reduce earnings on accounts. Membership eligibility requirements apply. Ask for details. If the certificate rate increases within (5) five calendar days of the account opening, your certificate will earn the higher rate from the date the higher rate went into effect until the certificate’s maturity date. Only once may your rate increase. The dividend rate and annual percentage yield may increase. At renewal, your certificate will earn the rate on the day of maturity regardless of any future rate change.