Jovia’s 85th Anniversary IRA Promotion
The gift that keeps on giving.
We’re celebrating our 85th anniversary with an exclusive 25-Month IRA Certificate at 4.85% APY*.
Whether you're saving for retirement or your kid’s educational needs, save with an exclusive rate and without custodial, maintenance, or transfer fees on our IRA accounts. It’s our gift to you!
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* APY = Annual Percentage Yield. Promotional rate in effect from January 3, 2023, for a limited time only. Assumes funds remain on deposit until maturity. Subject to change without notice. Minimum balance requirements apply. No Credit Union penalties on withdrawals on IRA for normal IRA distributions. Consult a tax advisor regarding tax penalties for IRA withdrawals before age 59 ½. Penalties and fees may reduce earnings on accounts. Membership eligibility requirements apply. Ask for details. If the certificate rate increases within (5) five calendar days of the account opening, your certificate will earn the higher rate from the date the higher rate went into effect until the certificate’s maturity date. Only once may your rate increase. The dividend rate and annual percentage yield may increase. At renewal, your certificate will earn the rate on the day of maturity regardless of any future rate change.