Jovia Visa® Advantage Credit Card
Take advantage of our low rates!
Looking for a card to use for everyday purchases with low rates and no annual or balance transfer fees? Well, look no further. With an introductory rate as low as 1.99% APR1 on purchases and balance transfers, our Visa® Advantage Credit Card is a great option to lower monthly payments and consolidate debt.
And, Jovia makes it easy to manage and set your card preferences in our card management system, so you are in control of your spending.
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1APR = Annual Percentage Rate. The stated promotional rate of 1.99% APR is valid for 12 months for purchases and balance transfers from the date of account opening. Use of your card for purchases and balance transfers constitutes your agreement to the stated terms, as well as your account terms as a Visa® cardholder. Balance transfers must post to your card by the end of the promotional period. After the promotional period, the cardholder's APR will default to the cards non-promotional APR ranging from 12.99% - 17.99%. Offers do not apply to Business Cards. Existing Jovia Financial Credit Union balance transfers are subject to the standard account rate. Not all applicants may be approved. Refer to Visa Advantage Terms and Conditions for account details. Transactions fees for Visa® Advantage include 3% of the transaction amount for cash advances.
New Cardholders only. Existing Jovia Cardholders are not eligible. Rates and terms are subject to change without notice.