Promotions

Membership eligibility requirements apply. Rates subject to change without notice. All promotional offers can be withdrawn at any time and are subject to change without notice. Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible. Jovia and its agencies assume no responsibility or liability for damages, losses or injury resulting from acceptance or use of any gift. Existing accounts and submitted applications do not qualify for promotional offers.

APY=Annual Percentage Yield.

¹ Offer available for new and existing Jovia members from October 1, 2020 through December 31, 2023. All loans are subject to credit approval. Refinances not eligible. Members will receive gift cards electronically at email address provided 30 days after closing. Gift card is limited to one per loan closing while supplies last. Loan must close by March 31, 2024 to be eligible. Applications submitted prior to the promotional period do not qualify. The Home Depot is a registered trademark of Homer TLC, Inc.

³ Offer available for new, first-time Go Green and CareFree Checking accounts with a qualifying recurring minimum direct deposit of $100 in the checking account within 60 days of account opening. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Person-to-person transfers, check deposits, external bank ACH transfers, or other electronic money transfers, such as those made through PayPal, Zelle, Venmo, or others, do not qualify as direct deposit. Cash bonus will post automatically to the members’ checking account 30 days after requirements are met and will be reported as income on IRS form 1099-INT.

⁴ Offer available for new and existing Jovia members who enroll in Curio after July 31, 2023. New member must have $100 in their account at the time of enrollment in Curio. Existing members must have an aggregate deposit of $100 for 30 days leading up to Curio enrollment. Cash reward will automatically be credited to the member’s youth savings account within 15 days of qualifying enrollment and reported as income on IRS form 1099-INT. Membership eligibility requirements apply. Rates are subject to change without notice. All offers can be withdrawn at any time and are subject to change without notice. Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible. Jovia and its agencies assume no responsibility or liability for damages, losses, or injury resulting from acceptance or use of any gift. Gift is limited to one per member. Restrictions apply.

^{^}Jovia does not charge closing costs on the no-closing cost option, member responsible for certain mortgage settlement costs.

^*Must meet account qualifications to earn bonus interest rate (APY) and ATM fee reimbursements. Free first order of checks for new accounts only.

^∆ Early Direct Deposit of regular periodic payments (such as salary, pension, or government benefits) may be available to you up to 2 days earlier than the payer’s scheduled payment date. This feature depends on timing of the payer’s submission of ACH deposits so it may not always arrive early as it depends on the timing of your payer’s payment instructions. Certain non-payroll and tax payments are not eligible for early direct deposit.