Student Lending

Let us help make your education bright!

With Jovia + College Ave Student Loans

Whether you're just starting to look at colleges, interested in pursuing a higher degree, or have graduated and are ready to consolidate, Jovia is here to help! We're collaborating with College Ave, to offer student loan and refinance options.1

Your educational future is a great investment and getting started is simple.

Benefits of Borrowing with College Ave

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Simple application process

It takes as little as 3 minutes to apply!

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Instant credit decision

Know right then and there.

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No fees to apply

No application, origination, or disbursement fees.

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Student Loans

Getting started with loans

Beginning on the path to higher education can be an exciting time, but it can also be stressful, for both parents and students. Classes, books, and housing costs can add up quick. But, you don't have to break a sweat.

We've collaborated with College Ave, to brighten your experience and ease the stress of paying for college with student loans that fit your budget and goals. And, the application only takes 3 minutes!

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Refinance Options

Make your payments work for you

Refinancing an existing student loan gives you the ability to create a repayment plan that works best for you.

With low fixed or variable interest rates, no application or origination fees, and even lower interest rates when you sign up for auto-pay, College Ave's student loan refinance options are designed to reduce your stress level.

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Read more on how to manage your student loans

Student Lending

How to Pay for College: Top 6 Ways to Pay for College

Everyone’s financial situation is different. Attending college is a big financial decision for you and your family. Being accepted into your school of choice is cause for celebration-so don’t let the price tag damper your excitement. When it’s time to start planning how to pay for college, there are many resources to help you find a financial plan that works for you and your family and help you pay for college.

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4 Minute Read
Student Lending

How to Pay for Summer Classes: Does FAFSA Cover Summer Classes?

Some students take advantage of summertime to take a break from school and recharge themselves for the next semester. Others take the summer as an opportunity to catch up on failed courses to improve grades, knock out electives, or get ahead to graduate sooner by taking summer courses.

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8 Minute Read
Student Lending

Federal Vs. Private Student Loans

There are two types of student loans: federal student loans and private student loans. If you’re trying to figure out how you’re going to pay for school, you’ve likely thought about both. Federal and private student loans are not the same and it’s important to know the difference.

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14 Minute Read
Student Lending

How to Apply for the FAFSA

The Free Application for Federal Student Aid (FAFSA) is one of the primary sources of financial aid for students and their families. It can be confusing, so it’s important to learn how to properly apply for and submit your FAFSA form.

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6 Minute Read
Student Lending

Student Loans 101: How Do Student Loans Work?

If you’re thinking about taking out a student loan to help pay for college, you might be navigating the loan process for the first time and encountering a lot of questions, number one on your list being: How do student loans works?

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7 Minute Read

1Jovia Financial FCU is not the lender for any Student Loans or Refinance Options for existing student loans. Jovia Financial has a contractual agreement with third party provider, College Ave Student Loans, to make this product available to its members. By requesting this service, you are consenting that your information will be shared with College Ave Student Loans, the third party provider and its lenders.