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How to budget on a lower income
Being part of the workforce means you’ve probably seen your fair share of ups and downs. It’s not uncommon to be affected by a furlough or layoff at some point in your career. We’re here to help guide you through this challenging time so you can come out stronger. We’ll explain how to budget on a lower income and stretch your dollars further until you’re back on top again.
Homebuying 101: How to make an offer on a house
Your credit is in order, you found the right home at the right price, and you chose a mortgage term that best meet your needs. It sounds like you’re ready to make an offer on a new home!
How to build an emergency fund
Being prepared for an emergency situation can make all the difference. Learn how to build an emergency fund and be prepared for whatever life throws your way.
When should you refinance your mortgage?
Is it a good time to refinance? This is a common question homeowners ask themselves. Check out our tips on the best time to refinance and what to consider before refinancing your home.
Jovia teams up with Special Olympics New York on First-Ever Sports Season at Home for Athletes
With COVID-19 sidelining the 2020 Long Island Special Olympics this Spring, Jovia Financial Credit Union is stepping up to sponsor an “At Home” competition and training regimen for Special Olympics athletes.