All Articles

Budgeting | Savings Account

How to save for a wedding

Planning a wedding in the near future? Congratulations! This is an exciting time full of new beginnings, arrangements to coordinate, and expenses to consider. Our guide will explain how to set a wedding budget and open a savings account, so you can start saving for your walk down the aisle.

Read more

News | Community

Jovia Extends Partnership with We Connect The Dots to Support Code-a-Thon Program for 2021

Jovia Financial Credit Union has announced that the credit union will be a lead sponsor/partner of We Connect The Dots, a Westbury, NY-based non-profit that offers at-risk youth the opportunity to engage in experiential learning programs for Science, Technology, Engineering, Arts, and Math (STEAM).

Read more

family with mortgage loan officer

How do mortgages work?

Buying real estate will likely be one of the largest investments you make. Whether it’s your first home or your dream home; each purchase is unique and may have you asking questions like, what is a mortgage? How do mortgages work? And, how do I apply for a mortgage? We know there’s a lot to understand and we’re here to help. This article will explain the key factors of the mortgage process so you can eliminate the guess work and apply and buy with confidence!

Read more


How couples manage money

So, you’re coupled up and excited to share your life with your significant other, happy times! Whether you’re in a long-term relationship or beginning something new, there’s more to think about besides combined living spaces, daily routines, and remembering whose turn it is to wash the dishes. Deciding how to collectively manage finances as a couple is an important part of any relationship. This article will discuss the pros and cons of individual and joint bank accounts so you can determine what’s best for you.

Read more


How to budget for the holidays

‘Tis the season! The holidays are full of hope, joy, food, family, shopping, and, let’s not forget, stress! It’s a time known for giving and receiving, and if you’re thinking about planning for the holidays, especially in times of economic uncertainty, you’re not alone. We’ll explain how to budget for the holidays, so you can give without getting into debt.

Read more