Learn and Grow
Don’t skip this video! Jo from Jovia explains budgeting. Like it or not, budgeting is necessary to keeping a well-ordered financial life. And, it isn't as difficult as you might think, thanks to Jo’s explanation of the “50-30-20 rule!” Remember this. You’ll be glad you did.
Budgeting is hard. That's why we've created a series of articles to help you start budgeting. Whether you're just starting out or looking for tips, we have an article to help keep you on track!
The smartest way to pay off student loansContinue Reading
How to save for a weddingContinue Reading
How to budget for the holidaysContinue Reading
Setting up savings accountsContinue Reading
Money management for college studentsContinue Reading
How to budget on a lower incomeContinue Reading
How to build an emergency fundContinue Reading
What to do with your stimulus checkContinue Reading
Credit Unions vs. Banks
What is the difference between a credit union and a bank? Jo from Jovia covers the similarities – and differences – between the two types of financial institutions. (Oh, if you live on Long Island, within our field of membership, you’ve already met one requirement to join Jovia!)
Have you wondered what some of those financial acronyms actually mean, but were afraid to ask? Jo from Jovia explains a number of them in this video (along with an entertaining tongue-twisting listing of them that’s worth the watch).
Cars... Buy 'em or Lease 'em
Ah, the always hard-to-answer question: Buy a car, or lease a car? While relaxing in her own (or leased?) car, Jo from Jovia presents a question-and-answer session about which option is best based on your needs when it comes to cars. Vroom vroom.
Confused about applying for your very first mortgage? Don’t be. Jo from Jovia has the tips you should know. Learn about rates, costs, fees, types of mortgages, and…well, we don’t want to scare you, so check out the video.