What is the difference between a credit union and a bank? Jo from Jovia covers the similarities – and differences – between the two types of financial institutions. (Oh, if you live on Long Island, within our field of membership, you’ve already met one requirement to join Jovia!)

Did you know that your credit score could be thought of as a “financial report card?” Jo from Jovia presents a checklist of what it takes to maintain a good credit score, from keeping low balances to paying bills on time. Find out more about the credit services offered by Jovia Financial Credit Union. (You’ll also have a chance to see Jo’s unusual avocado plant.)

Have you wondered what some of those financial acronyms actually mean, but were afraid to ask? Jo from Jovia explains a number of them in this video (along with an entertaining tongue-twisting listing of them that’s worth the watch).

Ah, the always hard-to-answer question: Buy a car, or lease a car? While relaxing in her own (or leased?) car, Jo from Jovia presents a question-and-answer session about which option is best based on your needs when it comes to cars. Vroom vroom.

Online shopping is convenient, easy - but risky. Knowledge is power, and Jo from Jovia is here to offer some basic knowledge of what to be on the lookout for whenever you shop online, as well as how to guard against scam sites.