Jovia Certificate Account
Jumpstart your savings!
For a limited time, when you bring your money to Jovia and open a 13-month certificate, you’ll enjoy a great rate of 5.50% APY*.
Earn a competitive rate on your investment without the risk of market fluctuations. Plus, Jovia offers penalty-free withdrawals for tuition and home purchases. It’s just another bonus to banking on the bright side!
Choose what's right for you
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Save & Spend
Tired of paying fees for using your bank? Us, too. That’s why we reward you for growing your balance and using your account.
Whether you're building credit or looking to earn cash back with every swipe, we give you the flexibility you need to help you spend smarter.
Have dreams of owning a home or buying a new car, but lack the funds? Our low-rate loans can help you reach your goals.
Invest & Plan
Start planning for the future you want with the help of our team of experts who will help you reach your long and short-term financial goals.
Learn & Grow
From buying a home to saving for retirement, there’s a lot to learn. You can learn everything you need to know with our curated advice.
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APY = Annual Percentage Yield. Rates and terms are subject to change without notice.
* Opening balance for this certificate must be New Money. New Money is defined as deposits from another institution not previously held by any accounts at Jovia Financial Credit Union.