Government Shutdown Relief

Helping our members through challenging times

Jovia is here to help those impacted by the government shutdown.

We want to do our part to support our communities during stressful times, so we are offering relief programs to alleviate financial stress for those not being paid by the government.

Government Shutdown Relief Loan

Apply for an emergency personal loan with 0.00% APR* for the first 3 months and fixed at 6.99% following the introductory period.

  • No interest or payments for the first 3 months.
  • Borrow up to $10,000 for terms of up to 5 years.
  • We'll help you set up monthly payments that won't strain your wallet.
  • No Pre-payment Penalties

Relief Programs for Jovia Loan and Credit Card Accountholders

During this challenging time, if you have a Jovia loan and are experiencing financial hardship directly related to the government shutdown, our member care team is standing by to assist. Give us a call at 516-714-2989 and we will find the best solution for you.

Penalty Free Withdrawals for Certificate Accountholders

If you have a Jovia certificate, and are experiencing financial hardship directly related to the government shutdown, you may be eligible to withdraw up to $10,000 penalty-free. If you would like to make a certificate withdrawal, call us at 1-855-JOVIA4U.

*APR (Annual Percentage Rate) is 6.99% as of 9/29/2023. Minimum loan amount is $500 and maximum loan amount is $10,000. Maximum term is 60 months. 90 days deferred payments and 0.00% APR for the first 90 days only, and thereafter APR is 6.99%. Loan purpose must be related to the government shutdown and may include federal employees who are furloughed or remain on the job unpaid. Proof of employment and other verifications required. Finance charges will continue to accrue from the date the loan is funded. Deferral of payments will increase finance charges over the life of the loan, and may increase the number of payments required to pay off the loan. Actual term based on amount financed. For example, at 6.99% APR for 60 months would be $19.80 per $1,000.00 borrowed. Conditions apply. Terms subject to change without notice. All loans subject to approval. Membership eligibility requirements apply.