Entry period valid from August 1, 2025, through August 31st, 2025, and is available only in our Jovia branch locations. Offer available to new and existing members who open a new qualifying product. Existing accounts and applications submitted prior to the promotional period do not qualify. All qualified products; Go Green Checking and CareFree Checking Accounts must be opened by August 31st, 2025, to be eligible to receive a scratch-off. Limited to one (1) scratch-off per member while supplies last. All non-winning cards will present members with Jovia’s Refer a Friend Promotion. Must be your first time opening a checking account with Jovia. Multiple accounts in the same category do not earn additional scratch-offs. All offers can be withdrawn at any time and are subject to change without notice. Membership eligibility requirements apply. Employees, volunteers and affiliates of Jovia, and their immediate families are not eligible for a prize. Jovia and its agencies assume no responsibility or liability for damages, losses or injury resulting from acceptance or use of any gift. Winners are selected at the time of account opening and must accept the prize at the time of account opening. The value of the winning prize may be reported on the applicable IRS 1099 Form. For full details view Jovia’s Sun-Sational Scratch & Win Sweepstakes official rules by visiting a Jovia Branch location or www.jovia.org/scratch-and-win.