Youth Account Online Opening
Kickstart their savings
You’re about to take the first step in helping your child establish smart money habits for a bright financial future. Woohoo!
Let's equip your child with the tools to get them learning and rewards to keep them motivated. A Jovia Youth Account + Curio = perfect match for financial success!
Scroll down to learn more about our Youth Account options and digital tool, Curio. When you're ready, you can open their account right online.
Let’s get started!
When opening an account, you will need to have the following information ready.
Please note: Minors under 17 will need a joint member to open the account.
This is a carousel with rotating slides. Use Next and Previous buttons to navigate, or use the slide dots to rotate and go to the next/previous slides.
account options
Now, let’s look at your account options.
- Savings Account: (Required for all members)
We make it easy for you to start the kids in your life off saving. - Checking Accounts: (Available for ages 11+)
Checking accounts help kids learn healthy money habits with the ability to have a debit card. As your child grows, they will learn how to manage, save, and spend. Jovia checking accounts have no monthly fees or minimum balance requirements. You can even access your cash at over 55,000 surcharge-free ATMs.
An easy-to-use checking account that won’t charge you if you spend more than you have by mistake, making it a great option for learning how to budget and spend their money wisely.
Learn more
If you are looking to earn interest, our Go Green Checking Account pays a bonus rate on balances up to $25,000 when you meet account requirements.
Learn more
Have you heard about Curio?
It’s Jovia’s exclusive financial tool made just for kids! What better way to make learning about money fun than to reward young members for their hard work. With Curio, kids can earn money for completing chores around the house or getting good grades.
Getting started with Curio is easy.
Once your child’s account is opened, make sure you both enroll in online and mobile banking.
Get Online and Mobile Banking
The Jovia app can be downloaded from Google play and the Apple store.
Register with Curio
Once enrolled, log into your account and register with Curio by selecting “Curio for Kids” in the “Tools & Resource” section when you select the “More” menu at the bottom of the screen. (Parents must register first and select the Youth Accounts to link to your Curio account.)
Login to Begin
After you are both enrolled, log in to begin! With their Youth Account and Curio, your child will be a financial pro in no time!
Are you ready? Here we go!
We respect privacy and online protection for children and their parents. The Children's Online Privacy Protection Act ("COPPA") requires us to inform parents and legal guardians about how we collect, use, and disclose personal information about children under 13 years of age; and that we obtain the consent of a parent (or guardian) to allow the collection of that information. We only collect the amount of personal information which is reasonably necessary to allow a child’s participation in a credit union program or contest. We do not solicit nor collect identifiable personal information directly from children. We do not enable children to make their personal information publicly available. From time to time, we do sponsor contests, or ask for articles written by children or offer prizes. For these events, we do collect information, but we only do so if the child’s parent or guardian has consented to our collecting, or has directly submitted, the information. The types of information we may collect are a child’s first name, age, videos, photographs and voice recordings, written articles and drawings. We may display this information in our marketing or promotional efforts. We may share the information with selected third parties who provide services and products to or for credit unions and credit union members unless the parent instructs us not to do so. The security, integrity and confidentiality of a child's personal information are extremely important to us. Part of our procedures to protect the confidentiality, security, and integrity of personal information is that we never display a child’s last name, date of birth, phone number, address, city, or state. In addition, we have implemented technical, administrative, and physical security measures that are designed to protect information from unauthorized access, disclosure, use and modification. From time to time, we review our security procedures to consider appropriate new technology and methods. However, you should understand that no security measures are perfect or impenetrable. If we have collected personal information on a child, that child’s parent or legal guardian may contact the Credit Union at any time, to review what has been collected or to direct the deletion of the information or to tell us to stop any further collection or use of that information.