How are Bill Pay payments debited from my account?
- Check payments clear your account just like any other check you write. When the biller deposits it to their account or cashes it, the check will go through the normal check clearing process. You will be able to view the check on your account history in online banking after it has cleared.
- Electronic payments are debited via Automated Clearing House (ACH). Automated Clearing House (ACH) is an electronic network for financial transactions in the United States. ACH processes large volumes of credit and debit transactions in batches. Think of it as the engine behind direct deposits and direct payments.