Can I choose whether a payment is sent electronically or by check in Bill Pay?
An electronic payment will automatically be selected for payees that have the ability to accept it. Many smaller companies and individuals do not have the ability to accept electronic Bill Pay payments, so those payments are sent as a paper check. If Bill Pay later finds the Payee's electronic payment information, it will automatically switch the Payee to receive electronic payments. You will receive a courtesy email letting you know that the payment type has changed for the Payee. No action is required on your part.