The process of taking out a new mortgage to pay off an existing one, using the same property as collateral, in order to take advantage of lower monthly payments, lower interest rates, save on financing costs or obtain proceeds/cash at closing.
Privacy and security policies of third-party websites may differ from those practiced by Jovia Financial Credit Union. When visiting external web sites, users should review those websites’ privacy policies and other terms of use to learn more about, what, why and how they collect and use personally identifiable information.
Jovia Financial Credit Union is not responsible for the content of sites it does not operate.
If you need help with anything, be sure to chat with Via, our Virtual Interactive Assistant. Visit our Virtual Branch and click the "Let's Talk" button to get started.