Benefits of Banking on the Bright Side
More ways to make your money shine!
Being part of Jovia has its benefits, and we're not just talking about great rates.
Membership comes with digital tools that help you save without thinking about it, earn rewards on everyday purchases, keep your goals in sight, and stay on top of your finances, all from Online and Mobile Banking.
Whether you're looking to make a little extra progress toward your next goal or simply make everyday banking easier, you've got plenty of reasons to bank on the bright side.
Banking That Looks on the Bright Side
Life gets busy. Your banking shouldn't make it busier.
That's why Jovia membership comes with tools designed to help you save a little more, stress a little less, and feel more confident about your money, whether you're planning for tomorrow or just making it through Tuesday.
So go ahead, explore our tools, try something new, and discover another reason to love banking on the bright side.
Let Your Spare Change Pull Its Weight
Stash My Cash
Don't underestimate the power of pocket change.
With Jovia’s Stash My Cash^, every debit card purchase is rounded up to the nearest dollar, and the difference is automatically deposited into the account you choose. It's an easy way to grow your savings without changing your routine.
Funny how a few cents here and there can add up to something worth smiling about!
Give Every Dollar a Destination
Savings Goal
Dream vacation? New ride? Holiday shopping? Emergency fund?
Whatever you're saving for, Savings Goal helps you keep your eye on the prize. Create personalized savings goals in Online and Mobile Banking, watch your progress grow, and celebrate every milestone along the way.
Because reaching your goals feels even better when you can see them getting closer.
See What's Waiting for You
Personalized Offers
Your next opportunity could already be waiting.
Log in to Online or Mobile Banking to see personalized offers you may already be pre-approved for, all without affecting your credit score or filling out a loan application.
It's a simpler way to explore options that fit your financial goals. Not enrolled in Online and Mobile Banking? Enroll here.
Put Your Purchases to Work
Purchase Rewards
You already shop. Why not earn something back?
With Jovia’s Purchase Rewards,** you can earn rewards on merchandise and services. Eligible offers and rewards can be found directly in online and mobile banking.
Send and Receive Money with a Tap
Zelle
Need to split the dinner bill? Pay the dog walker? Send birthday money?
With Zelle®, you can quickly send and receive money with people and small businesses you know and trust, right from Jovia’s Online and Mobile Banking. *
Fast. Simple. One less thing to think about.
Just make sure to only send and receive money from someone you know or trust.
See Your Money in a Whole New Light
MX Money Management
When everything's in one place, it's easier to stay on top of your finances.
Connect your accounts from other financial institutions to see your spending, savings, budgets, and financial trends in one simple dashboard with Jovia's MX Money Management tool.
Because making smart money decisions starts with seeing the whole picture.
^ Requires enrollment and is limited to one per checking account; business accounts are not eligible. Debit card Point-of-Sale (POS) purchases made by you or joint owners from an enrolled checking account qualify, but ATM transactions do not. Qualifying transactions round up to the next whole dollar, and each individual round-up transfer will process daily at the close of the business day to your designated savings account. Transactions made on weekends or holidays will process at the close of the next business day. Round-up transfers will only occur if there are sufficient funds available in the checking account, and any transaction covered by a transfer from a SafetyLine overdraft line of credit will not qualify. You may cancel enrollment at any time by notifying Jovia in writing and changes may take up to two (2) business days to process. The program will automatically cancel if your enrolled checking or designated savings account is closed. These transfers will appear on your monthly statement as deductions labeled “Stash My Cash Withdrawal.”
** Must have a checking account with a debit card to be eligible for Reward Points. Business checking and HSA accounts are not eligible. Offers can only be viewed and activated in online and mobile banking. You may only enroll one (1) checking account, members with multiple checking accounts will only be eligible for Reward Points on the checking account they utilize to activate their first offer. Once you have completed a Qualifying Purchase, cash back will deposit to your checking account via ACH (less any returns, cancellations, or other events) within 45 days for Card Linked offer purchase, 120-150 days for ‘Click to Purchase’ offer purchases, and for Hotel offers, 45 days after you have completed your stay. Jovia is not responsible for merchants incorrectly reporting or failing to report purchases. Terms and conditions are subject to change without notice. Cash back earned may be reported as income on the applicable IRS 1099 form.
* Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
Membership eligibility requirements apply.