Personal Loans

We’re getting personal…about personal loans!

When you need financial assistance with a big expense, a personal loan can give you access to the cash you need.  With a personal loan, there’s no collateral required, and you can take advantage of low rates and flexible terms. 

Just hear it from Jo from Jovia, she’s here to break down personal loans.

Watch the video below to learn more 
about how personal loans work and their benefits:

Plus, what can they be used for, like that big project, to cover unexpected expenses, 
or consolidate debt into one low monthly payment.

Want to learn more? Read these next:


Other Types of Personal Loans

Home Improvement

Have you recently purchased a home and are looking to make home improvements or renovations? Look no further than a home improvement loan1. It is available for projects large or small, and there are no lien or closing costs.

Home Improvement illustration

SafetyLine

A SafetyLine2 provides you with peace of mind when it comes to overdrafts. Overspend more than you have in your account? Don’t sweat it, SafetyLine to the rescue with additional cash.

Handstand illustration

1All applicants must be on the title and occupy the property. Property must be borrower’s primary home and limited to one insured loan against the property. Seasonal, second homes, and rental property are not eligible. Other restrictions apply. Funds must be used for Home Improvement only. Borrower(s) must provide a bid or material list. Funds may be used to refinance or pay off home improvement completed within the last 6 months. Documentation on home improvement required. Maximum loan up to $75,000. Maximum loan term is 15 Years Amortization.

2 The terms and conditions are subject to change without notice. All checking account owners must apply and be approved in order to qualify for a SafetyLine. SafetyLine has a variable APR and is calculated monthly on Prime plus a margin up to 11.25% and will vary with Prime. The Maximum APR will not exceed 17.99%. The rate you receive will be determined by your credit history and past credit performance. Not all applicants may be approved. Membership eligibility requirements apply. Refer to the fee schedule for any fees associated with this account.