Business Deposits
Save more, earn more
“A penny saved is a penny earned” is true today as ever. With Jovia Business Plus Savings you can earn competitive APY* that is compounded every day. Plus, you’ll enjoy free online banking with our included Cash Management Basic service.
Whatever your business goals, Jovia can help you maximize your potential.
Business Money Market
With Jovia’s Business Money Market accounts you can put your money to work for you, earning some of the highest interest rates on the market today.
Business Certificates
Our Business Certificates are designed to accelerate savings and help build your hard-earned money…fast.
Meet our Business Banking Specialist
Ready to get started? Our team is here to help your business succeed. Discover how our personalized approach can help meet your financial needs by connecting with Ray today.
Ray Schwetz
Ray Schwetz
Raymond Schwetz has been an integral part of Jovia Financial Credit Union since 2008, bringing over 30 years of experience to his role as Assistant Vice President of Business Banking. His extensive background in financial services, commercial banking, and community outreach allows him to expertly manage Jovia’s Business Banking Unit.
Previously, Ray served as Community Relations Director, where he excelled at building relationships and promoting business development. His innovative approach and strong community ties make him a trusted advisor for members seeking tailored banking solutions.
Ray’s professional journey includes roles at New York Community Bank, TIAA-CREF, and WaMu/Chase. He’s also actively involved in local non-profits and hosts "Tower Talk," a business talk radio show on 90.3 WHPC. Ray’s leadership extends to his role as Vice Chair of Jovia’s Community Involvement Committee, where he supports numerous Long Island charities.
For personalized business banking solutions, connect with Ray and discover how Jovia can support your financial needs.
* APY = Annual Percentage Yield. Business offerings, rates, and product features are subject to change without notice.