Whether you're a seasoned online shopper or just dipping your toes in, here are some tips to help you navigate the digital marketplace with confidence.

Stick to familiar websites:

Just like you'd trust a well-known store in your neighborhood, stick to reputable online retailers. They invest in keeping your data safe, so look out for that little padlock symbol in the web address and 'https://' at the beginning of the URL. The S indicates that a layer of security (encryption) has been added to the page.

Add an extra layer of security:

Ever had to prove who you are with a second piece of ID? Two-factor authentication works in a similar way. It adds an extra step—like a code sent to your phone or email before you can access your account, making it much harder for anyone to break in.

Watch out for fishy emails:

Just like you'd be suspicious of a stranger offering candy, be wary of emails asking for personal, or financial information. Legitimate companies won't ask for personal information over email. Also, keep an eye out for sale emails that offer unreal discounts. If in doubt, don't click any links; instead, go to the company's website or call them directly.

Keep your gadgets updated:

Remember that time your phone kept bugging you for updates? That's your device's way of saying, “I need some security TLC.” Those updates often include fixes for bugs that hackers can exploit, so don't ignore them.

Pay smart:

When it comes to paying online, choose secure methods like credit cards or trusted payment services. They usually offer extra layers of protection just in case something goes wrong with your purchase.

Keep an eye on your accounts:

Just like checking your bank balance, make a habit of reviewing your online statements regularly. If you spot anything fishy, report it immediately. Jovia offers fraud alerts within online and mobile banking. Learn more about Jovia's Fraud Alerts and how to enable them now. Jovia also offers a card management feature which may be good if a card gets stolen or compromised because you can lock and unlock your card in a tap. Read more about Jovia's card management security features to protect yourself online!

Be cautious on public Wi-Fi:

Think of public Wi-Fi as a crowded street, where it's easy for pickpockets (or hackers) to snatch your info. If you MUST shop online while out and about, consider using a virtual private network (VPN) or personal hotspot to keep your connection safe and sound.

With these tips in your back pocket, you can shop online confidently, knowing you're taking proactive steps to keep your personal and financial info safe and sound. So go ahead, and click 'buy' with peace of mind. Happy shopping!

Interested in more security tips like these?

Check out Jovia's Security Center! With tips on all things security and what scams to look out for.

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