Commack and Nesconset

Welcome to banking on the bright side.

Jovia Financial Credit Union has been helping people lead in life and reach their financial goals for over 80 years. Whether its higher earnings on deposits, lower rates on loans, we make your hard-earned money work harder for you. We call that banking on the bright side.

We’re excited to bring a better banking experience to you!

With our two newest state-of-the art Suffolk branch locations.

Commack Branch
40 Veterans Memorial Highway
(in the Michaels shopping center)

Nesconset Branch
235 Smithtown Blvd.
Nesconset NY 11767

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Branch Opening Promotions

Stop by, check out our new digs, and let’s have some fun! Play our Brighter Banking Game*, where you'll earn points toward a bonus gift for every new product or service you open in the Commack or Nesconset branches! Visit our Nesconset or Commack branches for additional details. You can also schedule an appointment to meet with a member care representative.

Schedule appointment

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* Promotion is available in our Nesconset and Commack branches only. Points can only be redeemed once per category. Promotion runs through March 31, 2023. Loans must be applied for during the promotional period and must be disbursed by May 31, 2023, to be eligible for a gift. Existing accounts and applications submitted prior to the promotional period do not qualify. All offers can be withdrawn at any time and are subject to change without notice. Membership eligibility requirements apply. Gift recipients must come to Commack or Nesconset branches to receive a prize. Employees, volunteers and affiliates of Jovia, and their immediate families are not eligible for a prize. Jovia and its agencies assume no responsibility or liability for damages, losses or injury resulting from acceptance or use of any gift. Gift value will be reported on IRS form 1099-MISC. Amazon's trademark is used under license from Amazon.com, Inc. or its affiliates. Target and the Bullseye design are registered trademarks of Target Brands Inc.